"My associate is Jemima, she was really excellent in the way she did her job, but beyond that she took time to understand my needs and gave advice that were not just assuring but also empowering, giving me an idea of what I can do with my finances and how I can better plan for my future.

It is comforting to know that she is not doing this just solely for her own benefits, but she is truly someone who wants to help others as she herself is someone of great character, a dependable and trustworthy friend. I am not sure if I am writing about Merlin or about my agent, but this is my honest feedback. Merlin you are a good system, I guess. But the agent is better."

- Heng Yan Kai (teacher)


"As a recommendation from a close friend, I got to engage Jemima for advice on financial planning as well as for insurance related enquiries. It has been a great experience with her as she is really the most genuine person and always ask great questions to help us understand what I am looking for and towards better. While she is newer, she is very passionate in wanting to help and also share from what she knows and the connections she has to help me find my answers to what I need to know in planning for future dreams and goals.

Jemima is very real in terms of how she is like as a person and how she also takes time to hear you out before sharing how she can help. Fundamentally for me, I wanted to work with someone whom I know can be trusted and based on my interactions with her and knowing her, I definitely know that it is a great choice to trust her and get her help. I would definitely recommend engaging her service!"

- Louis Low (Security Engineer)


"Jemima is a very friendly and sincere Financial Advisor, who really tries her best for all her clients. When I’m in meetings with her, I feel well taken care of.

The most valuable thing I’ve learnt from her is to have a long-term perspective and patience when it comes to investing. She is very diligent and clear, so it helps me simplify and consolidate my plans in a clear and concise manner.

I would highly recommend others to engage her service if they would like someone that doesn’t hard sell and really look after their needs!"

- Qin Wen Ho (Executive)


"Jemima was someone that went the extra mile. She really stepped into my boat to understand what my life goals were and helped me to break down the type of coverage I needed. Most importantly, she was totally not pushy (a huge stereotype on a lot of financial advisors) and she really advised me to make an informed decision before committing to anything. 10/10 recommend."

- Esmonde Tan (Assistant Development Partner)"